We do hard cash land credits for all of California. At the point when individuals get turned around a customary home loan or they don’t meet all requirements for a FHA advance, they begin to think about whether they will ever have the capacity to purchase a bit of California land. They either couldn’t qualify in light of the fact that their pay wasn’t sufficiently high in connection to their obligations, (obligation to pay proportion or DTI) or they didn’t have the best possible credit. It is normally one of those two that permits them to not qualify.